Banks or financial institutions that have received in-principle consent to merge or acquire or merge other than those ordered by the National Bank in accordance with this Act shall enter into an open agreement regarding the following matters in connection with the merger, acquisition or acquisition:- (a) Protection of interests of depositors, creditors and shareholders. Arrangements related to, (b) assessment method and matching of assets and liabilities of banks or financial institutions, (c) management of investments and transactions, inter-organization ownership and inter-organization transaction details, details of bail or guarantee, management of non-banking transactions, proper management of assets and liabilities , (d) details of the process, time and cost of merger, merger or acquisition, (e) operation and management structure and list of directors, (f) banks or financial institutions or parent organizations that have received theoretical consent to merge, merge or acquire and target Arrangements for matching the level of employees of the organization, matching service facilities, (g) Details of shareholders and other shareholders with significant ownership, (h) Merger as a new bank or financial institution, if merged, the name of the organization, charter and regulations, capital structure, restructuring and class. (j) In the case of a foreign bank or financial institution, a letter of consent from the relevant regulatory body, (j) In the case of a foreign bank or financial institution, the matter of acquiring the business of a bank or financial institution in Nepal or selling the entire business of such a bank or financial institution in Nepal, ( k) Grievance management system of stakeholders, (l) prevailing laws and procedures to be followed, (d) other necessary details specified by the National Bank.